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APT Conveyancing also has a mortgage broker arm, representing the Buyer's Choice franchise.
Buyer's Choice Home Loan Advisory Service has been established since 1996 as a free service providing mortgage advice and assistance to borrowers seeking finance for:
* Home, land or investment property purchases
* Re-financing of existing mortgage
* Residential construction, renovation or extension
* Debt consolidation
* Investment / business
* Equity mortgages
* Commercial property purchase
A broad panel of lending institutions are represented by our mortgage broker providing borrowers with a no cost opportunity to compare and customise their home loan to meet both immediate and long term financial and lifestyle objectives. One of our mortgage brokers can make a home or office visit at a time convenient to the customer. We will be armed with up to date information from the lending institutions and can tailor a home loan on the spot to suit the client's needs.
Our Panel Of Lending institutions include: • Adelaide Bank • ANZ Bank • Bank of Melbourne • Bankwest • Bluestone Mortgage • Citibank • Colonial State Bank • Commonwealth Bank • GE Capital • Heritage Building Society • Homeside (National Australia Bank) • Home Loans Vic / NSW • Housing Loans Group • Illawarra Mutual Building Society • ING Bank • Mortgage Asset Management • Pepper Home Loans • RAMS • St George Bank • Suncorp Metway • The Rock Building Society • Westpac
With mortgage interest rates as low as they have been in 30 years, now is a very good time to review your mortgage and confirm that you have the best possible home loan structure, flexibility and security. Many borrowers, particularly those who arranged their home loans more than 5 years ago, will discover that they have a very inflexible mortgage structure. The modern features in many home loans today were simply not available a few years back. There are many questions you now need to ask yourself to ascertain whether you have the most suitable home loan:
* Do you want to make repayments at the lowest interest rate available?
* Would you prefer a fixed or variable interest rate or a mixture of both?
* Are you interested in a line of credit?
* Do you need an offset account?
* How important is a redraw facility to you?
* Are you looking for no up front application fee?
* Is a loan with fewest fees most suitable?
Your Buyers Choice mortgage broker will make sense of these options for you. They will unravel the lending jargon and guide you towards making the right decision to suit your home loan needs.
To get an idea as to how much you may be able to borrow, what your repayments will be and how you can reduce the term of your home loan visit our Loan Calculator. You may still want a second opinion from a Buyer's Choice mortgage broker to suggest the best way to achieve your home loan goals and what extra costs are involved in securing a home loan.
